Giving

Charitable Gifts

Caring Hands and Hearts

  

		Choose the Charitable Gift That Matches Your Goals
		Your Goal	Your Gift	How to Make the Gift	Your Benefits
		Defer a gift until after your lifetime	Bequest in Will	Name us in your will (designate a specific amount, a percentage, or a share of the residue)	Donation is exempt from federal estate tax; Control of asset for your lifetime
		Make a quick and easy gift	Outright Gift of Cash	Simply write a check	Immediate income tax deduction; Removes property from estate
		Avoid tax on capital gains	Outright Gift of Securities	Contribute long-term appreciated stock or other eligible securities	Immediate charitable deduction of full fair market value; Avoidance of capital gains tax
		Avoid capital gains tax on the sale of a home or other real estate	Gift of Real Estate	Donate the property to us or sell it to us at a bargain price	Immediate fair market value income tax deduction; Reduction or elimination of capital gains tax
		Avoid two-fold taxation on retirement asset plans	Retirement Plan Gift	Name us as the beneficiary of the remainder of the assets after your lifetime	Make the gift from the most highly taxed assets leaving more for family; Avoids income and estate tax
		Make a large gift at little or no cost to yourself	Life Insurance Gift	Contribute a life insurance policy you no longer need	Current income tax deduction; Possible future deductions through gifts to pay policy premiums
		Give your personal residence or second home, but continue to live there	Gift of Retained Life Estate	Deed ownership of your home to us but retain occupancy	Valuable charitable income tax deduction; Lifetime use of residence
		Secure a higher fixed annual income	Charitable Remainder Annuity Trust	Create a charitable trust that pays you and/or another beneficiary a fixed income annually	Immediate income tax deduction; Fixed payments for life, often at a higher rate of return
		Supplement income with higher fixed annual payments	Charitable Gift Annuity	Enter into a charitable gift annuity contract with us that pays a set amount for one or two lives	Current and future savings on income taxes; Stable payments for life
		Reduce gift and estate taxes on assets passing to heirs	Charitable Lead Trust	Create a charitable trust that pays fixed or variable income to us for specific term of years; principal is retained for your heirs	Reduces your taxable estate; Your family keeps the property, often with reduced gift taxes
		Create a hedge against inflation over the long term	Charitable Remainder Unitrust	Create a trust that pays a fixed percentage of trust's assets as revalued annually	Receive a variable income for life; Immediate income tax charitable deduction